Pre-Engineered Software Module

Multi-Gateway Split Payments & Refund Engine

Unified payment processor integration handling multi-gateway checkout, automated commission split payouts, refund management, and webhooks.

Module Overview & Functionality

A payments and billing module by Havotix is a financial gateway integration component enabling applications to accept payments globally. It supports Razorpay, Stripe, and Cashfree gateways, automated seller commission split payouts (Razorpay Route / Stripe Connect), instant refunds, and PCI-DSS tokenized card storage.

Integration Speed Acceleration: Reduces Development Time by 50%Production-Grade Code Component

Module Specifications & Performance Standards

Engineering Highlights

  • Multi-gateway fallback routing dynamically redirecting failed payments to secondary processors
  • Automated commission split calculations routing marketplace seller payouts minus platform fees
  • Asynchronous webhook processor with HMAC signature verification and exponential backoff retries
  • Multi-currency checkout supporting INR (UPI/Netbanking), USD, EUR, and AED

Supported Stack & Libraries

Node.jsRazorpay RouteStripe ConnectCashfree APIPostgreSQLRedis
Integration FormatClean Microservice API Module or Embedded Direct Codebase Component

Need this module integrated into your product?

Havotix engineers can plug this pre-tested module directly into your existing or new application codebase.

Schedule Integration Call
Chat on WhatsApp